1. Acceptance
These Terms of Use apply to your access to and use of AvenloraPlan.com (the “Website”). By using the Website, you agree to these terms. If you do not agree, do not use the Website.
2. Informational purpose only
The Website provides general educational information. It does not provide individualized insurance, financial, tax, or legal advice; determine eligibility; underwrite or issue insurance; bind coverage; or make a quote or offer of insurance. Information on this Website is not a substitute for the applicable policy, application, insurer documents, or advice from an appropriately licensed professional.
3. No guarantee or recommendation
Nothing on the Website guarantees that a person will qualify for coverage, be approved, receive a particular benefit, or pay a particular premium. No insurer, policy, agent, or product is recommended unless clearly and accurately identified in a separate disclosure.
4. Accuracy and changes
Information is provided for general educational purposes and may not be complete, current, or applicable to your circumstances or state. We may revise or remove content without notice. You should verify important information with the insurer or a properly licensed insurance professional.
5. Permitted use
You may use the Website for lawful personal, informational purposes. You must not interfere with the Website, attempt unauthorized access, introduce malicious code, scrape or harvest information unlawfully, or use the Website in a way that violates applicable law.
6. Third-party services and links
The Website may in the future refer to third-party websites or services. Third parties operate independently and have their own terms and privacy practices. A link or reference does not by itself constitute an endorsement, partnership, or guarantee.
7. Intellectual property
Unless otherwise stated, Website text, design, and graphics are owned by or used with permission by the Website operator. You may not reproduce or commercially exploit Website content without permission, except as allowed by law.
8. Disclaimer of warranties
To the extent permitted by law, the Website is provided “as is” and “as available,” without warranties of any kind. Nothing in these terms excludes a right or remedy that cannot lawfully be excluded.
9. Limitation of liability
To the extent permitted by applicable law, the Website operator will not be liable for indirect or consequential loss arising from use of, or inability to use, the Website. This clause does not limit liability where doing so would be unlawful.
10. Applicable law and dispute location
No particular state's law is selected by these Terms, and no exclusive court or venue is designated. The laws that apply to a dispute, and the court or other forum in which it may be heard, will be determined under the applicable conflict-of-law rules and mandatory consumer-protection laws. Nothing in these Terms is intended to deprive a consumer of a right to bring a claim in a court or forum where applicable law permits it, or to waive any non-waivable consumer right.
The name “Avenlora Plan” is a website or project name only. It does not identify or represent that a corporation, limited liability company, insurer, insurance agency, or other particular legal entity has been formed or is operating this Website.
11. Contact and website status
This Website is currently an informational website and does not accept applications, payments, or personal-information submissions. No operator mailing address or customer-support contact is published at this stage. Do not send sensitive or personal information through the Website. For questions about an existing insurance policy, application, premium, or claim, contact the insurer or licensed professional identified in the relevant policy documents.